How is SOCSO calculated in Malaysia?

SOCSO contributions are based on insured wages, capped at RM5,000 per month. First Category (below 60): employee 0.5%, employer 1.75%. Second Category (60 and above): employee 0%, employer 1.25%.

What is the difference between First Category and Second Category SOCSO?

First Category applies to employees below 60 and covers Employment Injury and Invalidity Pension schemes. Both employee and employer contribute. Second Category covers employees aged 60 and above for Employment Injury only — only the employer contributes (1.25%).

Can I withdraw my SOCSO contributions?

No. SOCSO is an insurance scheme, not a savings account. Contributions fund benefits paid when a valid claim is made (work accident, invalidity, death). There is no personal balance to withdraw.

2024 Rates · First & Second Category · Wage Ceiling RM5,000

SOCSO Calculator Malaysia 2026

Q: What is SOCSO (PERKESO)?

SOCSO (Social Security Organisation), known in Malay as PERKESO, is a Malaysian government agency that provides social security protection to private-sector employees. It was established under the Employees' Social Security Act 1969 and covers work-related accidents, occupational diseases, and invalidity.

Calculate your SOCSO (PERKESO) employee and employer contributions instantly. Supports First Category (below 60) and Second Category (60 & above). Based on official PERKESO 2024 contribution rates.

Enter Details

Monthly Salary (RM)

Gross salary before deductions. Contributions are capped at RM5,000.

Contribution Category

Assumptions

• Wage ceiling: RM5,000/month (contributions capped here)

• First Category: employee 0.5% + employer 1.75%

• Second Category: employee 0% + employer 1.25%

• Based on PERKESO 2024 contribution schedule

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Enter your monthly salary and tap Calculate SOCSO.

What Is SOCSO (PERKESO)?

SOCSO — the Social Security Organisation, known in Malay as PERKESO (Pertubuhan Keselamatan Sosial) — is a Malaysian government agency that provides social protection insurance for employees in the private sector. It was established under the Employees' Social Security Act 1969.

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Employment Injury Scheme

Covers medical treatment, temporary and permanent disability benefits, and survivor benefits for accidents at the workplace or while commuting to and from work.

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Invalidity Pension Scheme

Provides a monthly pension if you suffer permanent invalidity due to non-work causes and can no longer earn a living. Only available under First Category (below age 60).

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Medical & Rehabilitation

SOCSO reimburses medical expenses at government and panel hospitals for covered injuries and illnesses. Rehabilitation support for injured employees is also provided.

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Survivor Benefits

If a covered employee dies from a work-related injury or invalidity, SOCSO pays a monthly pension to the spouse and dependent children.

Who Needs to Pay SOCSO?

Under Malaysian law, SOCSO contributions are mandatory for the following employees in the private sector:

✅Malaysian citizens and permanent residents employed in the private sector

✅Employees below 60 years of age (First Category — full coverage)

✅Employees aged 60 and above who are still working (Second Category — employer contribution only)

✅Permanent, contract, part-time, and temporary employees

❌Self-employed individuals (not covered under standard SOCSO)

❌Domestic workers (e.g. maids, gardeners)

❌Government employees (covered under separate government scheme)

❌Foreign workers (separate Foreign Worker Social Security Scheme applies)

SOCSO vs EPF — Key Differences

Feature	SOCSO	EPF
Purpose	Social insurance (injury & invalidity)	Retirement savings
Protection	Workplace accidents, invalidity	Long-term retirement fund
Employee Contribution	0.5% (First Category)	11% of gross salary
Employer Contribution	1.75% (First Category)	12–13% of gross salary
Wage Ceiling	RM5,000/month	No ceiling
Personal Account Balance	No (insurance pool)	Yes (individual account)
Withdrawable	No — claims-based payouts only	Yes — at age 55/60 or early
Benefit Trigger	Valid injury or invalidity claim	Age, housing, medical, death

SOCSO Contribution Table (First Category)

Employee 0.5% · Employer 1.75% · Wage ceiling RM5,000/month

Salary Range	Employee (RM)	Employer (RM)	Total (RM)
RM 100 – RM 300	0.60	2.10	2.70
RM 300.01 – RM 500	1.50	5.25	6.75
RM 500.01 – RM 700	2.50	8.75	11.25
RM 700.01 – RM 900	3.50	12.25	15.75
RM 900.01 – RM 1,100	4.50	15.75	20.25
RM 1,100.01 – RM 1,300	5.50	19.25	24.75
RM 1,300.01 – RM 1,500	6.50	22.75	29.25
RM 1,500.01 – RM 2,000	8.25	28.85	37.10
RM 2,000.01 – RM 2,500	10.75	37.62	48.37
RM 2,500.01 – RM 3,000	13.25	46.37	59.62
RM 3,000.01 – RM 3,500	15.75	55.12	70.87
RM 3,500.01 – RM 4,000	18.25	63.87	82.12
RM 4,000.01 – RM 4,500	20.75	72.62	93.37
RM 4,500.01 – RM 5,000	23.25	81.37	104.62
Above RM 5,000	25.00	87.50	112.50

Actual PERKESO contributions follow the official contribution schedule and may change when regulations are updated. Second Category (employees ≥ 60): employer 1.25%, employee nil.

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Disclaimer: This calculator and article are provided for educational and informational purposes only. Results are estimates and should not be considered financial, tax, legal, or investment advice. Please consult the relevant authority, financial institution, or qualified professional before making financial decisions.