Smart Calculators for
Malaysians
Calculate your BMI, estimate your take-home salary, or plan your loan repayments — all in one place, completely free.
Our Calculators
Free, accurate, and built specifically for Malaysians.
BMI Calculator
Calculate your Body Mass Index instantly. Get a clear picture of your health status with personalised BMI interpretation based on Asian health guidelines.
- Weight & height input
- BMI category
- Health tips
Salary Calculator Malaysia
Estimate your net take-home pay after EPF, SOCSO, EIS, and PCB (income tax) deductions — based on the latest Malaysian regulations.
- EPF & SOCSO
- PCB income tax
- Net salary breakdown
EPF Calculator
Project your KWSP retirement savings with employer contributions and annual dividend compounding. See a full year-by-year breakdown and check against EPF's Basic Savings benchmarks.
- Year-by-year projection
- Dividend compounding
- Basic Savings benchmarks
PCB Calculator
Estimate your monthly Potongan Cukai Berjadual (MTD) deduction. Supports resident and non-resident rates, TP1 declarations, Zakat rebate, spouse and child reliefs, and shows a payslip breakdown.
- TP1 & Zakat support
- Resident & non-resident
- Monthly payslip view
Income Tax Calculator
Estimate your annual income tax payable under LHDN YA 2024 rates. Enter your income and reliefs — EPF, medical, education, spouse, children — to get your chargeable income and effective tax rate.
- YA 2024 LHDN rates
- Relief deductions
- Monthly PCB estimate
DSR Calculator
Check your Debt Service Ratio before applying for a loan. Enter your income, existing commitments, and new repayment to see your DSR category and remaining borrowing capacity at 60% and 70% bank thresholds.
- 60% / 70% thresholds
- Borrowing capacity
- Tips to improve DSR
Loan Calculator
Plan your personal loan, car loan, or home loan repayments. See your monthly installment, total interest, and full amortisation schedule.
- Monthly installment
- Total interest
- Amortisation table
Why SmartCalc MY?
Trusted by Malaysians for fast, accurate, and private calculations.
Built for Malaysia
All calculations use Malaysian-specific rates — EPF contributions, SOCSO, EIS, PCB tax brackets, and local health guidelines.
Instant Results
No loading screens. Results update as you type so you can explore different scenarios in seconds.
100% Private
All calculations happen in your browser. We never store or transmit your personal financial or health data.
Works on Any Device
Fully responsive design works perfectly on your phone, tablet, or desktop — no app download required.
Always Free
No subscriptions, no hidden fees, no sign-up. SmartCalc MY is and will always be free to use.
Always Up-to-date
We keep our calculators updated with the latest Malaysian tax rates, EPF rates, and statutory contribution rules.